Cyber Poems

You’ve probably seen the commercials on television talking about the “you” you used to be before depression set in. Such commercials are generally aired by drug companies promoting an anti-depressant. But what these commercials fail to tell you is depression is common, and not everyone who feels down or blue is suffering from depression. You need to know the facts about depression before you and your doctor determine you are indeed suffering from this illness.

That’s right. Depression is a real mental illness that often requires anti-depressants or therapy to relieve symptoms. You can’t fix depression by yourself, and without treatment, you’ll likely face an uphill battle you probably aren’t going to win. More than 18 million people a yearor nine and a half percent of adults in Americaare diagnosed with some sort of depressive illness such as depression.

The first thing you need to know are some of the symptoms that are common with depression. Symptoms include: feeling persistently sad or anxious, being overcome by hopelessness or pessimism, loss of interest in things you normally enjoy, having a lack of energy, feeling excessively tired, having difficulty making decisions or concentrating, insomnia, sleeping too much, excessive weight gain, excessive weight loss, irritability, restlessness and thoughts of suicide. If you’ve experienced any, most or all of these symptoms for a period of two weeks or more, you’re likely to be suffering from clinical depression.

What causes depression? In some instances, depression is genetic and is passed from generation to generation while others who suffer from depression will find there is no history of depression in their families. If you tend to have low-self esteem or you generally are pessimistic, you may be prone to depression. Many changessuch as death in the family, illness, financial difficulties and other stressorscan also be the root cause of depression.

Whatever the reason, it’s important to see a doctor to discuss treatment options. Once your doctor diagnoses depression and eliminates any other possible causes, you and he will determine the best treatment option for you. Antidepressants are often the most chosen form of therapy, and it’s important to knowno matter what antidepressant you go on, you must be sure you never just stop taking them. Simply stopping medication can have severe consequences.

If you take an anti-depressant, you may experience any of a series of side effects including dry mouth, constipation, bladder problems, dizziness, sexual problems, headache, nausea, nervousness and insomnia. If the side effects are too severe, seek your doctor’s advice.

The good news is, if you’re suffering from depression, you’re not alone. You can get help. There are people who understand and who can help you and your family learn to make things better. The key is to seek help, and before you know it you’ll be on the path to happier times.

Graeme Notega is a contributor to Healing Point A One-Stop site for all depression info. For more information,go to: www.depressionbs.com

Comments Off

With the pound fetching only slightly more than a Euro at Travelex airport counters, you’d believe that there would be a lot of fantastic ski deals to be had in alpine resorts this Christmas as snowboarders stick back home to avoid the financial crisis. Early numbers recently publicized point to the fact that ski resorts are 83 % booked during the New year and Christmas time period. 11 % up on the self same period last season.

You will have better chance in January which at the moment shows a 37 39 % reservation rate. Signs of a recession is across the key February vacation month which has 66 percent reservations, 2 % down on a year ago. Information kiosks in the resorts of Grand Massif, Isola 2000, Verchaix and Avoriaz have noted strong reservations in Nov furthered by the fantastic early on season snows. Flegere has higher demand compared to last season, and Les Grands Montets had a superior Christmas as did Alps Chamonix.

However there is heavy interest in bigger self catering chalets, 7 to 13 places, as people group up to save. Early evidence shows that DIY ski breaks are holding up well, perhaps evidence that earnest boarders will not fore-go their ski trip to the mountains. However bookings for the big tour operators are down on last year.

Comments Off

Some people have the “magic touch” when it comes to creating relationships and new business opportunities. Others seem to struggle.

What sets the two camps apart? It’s the way we communicate and the language we use.

Some people seem to have the knack for effective business communications like networking, sales, or customer relations. For the rest, it seems that there’s a rather steep learning curve standing in the way of consistent and predictable interpersonal communication effectiveness.

That’s a mouthful, so let’s look at it like this.

We want to be able to say the right thing… or ask the right question at the right time. Just think… the possibilities would be endless.

The learning curve may be unavoidable, but it doesn’t have to remain as steep.

There is a systematized approach to effective business communication called the “Language of Success.” The language of success helps the user say the right thing and ask the right question… at the right time.

Although this language of success is not secret, it may as well be.

We’re not taught this way of communicating in our schools, and very few parents know enough about the language of success to be able to pass it along to the next generation.

This secret language, once learned, will allow you to talk about your business in a whole new way… and think about your business in a whole new way.

The language of success is applicable to nearly every area of your marketing, sales and client acquisition activities. It can produce a dramatic shift in your business networking effectiveness.

When applied to selling, the language of success will help you clear the pathway to “yes.” At the same time you will be exponentially more effective in uncovering a “no” that was going to happen anyway.

This aspect of the language of success will help you reduce sales related stress while shortening your selling cycles.

The language of success will provide you with a format that will help you give your contacts what they really want - a clear understanding of who you are, what you do, and what separates you from your competition— while at the same time avoiding what they don’t wantunnecessary information, or a sales pitch.

Although the approach differs slightly when marketing… the basic success formula remains the same.

This language is based on a user friendly system and can be adapted easily to other marketing activities like writing proposals or copy.

The language of success leaves the old fashioned “convincing and influencing” model of business communication where it belongs… in the past.

Every business person and everyone in the workplace need to learn and master this language if they want to be recognized and rewarded for the real value they provide.

How you communicate makes all the difference. People might not initially comprehend the value of your service or expertise. If they don’t “get it” they won’t reward it.

The language of success will help you create an authentic, emotional connection with new contacts. Without that emotional connection, these people will not be moved to action.

Some of the “rules” of the Language of Success are so simple it will make you laugh until you experience just how big a difference these small shifts in your current business language can make.

Copyright 2006 Ike Krieger

Ike Krieger is a business mentor, author, and popular speaker. Ike developed the Language of Success to help business people attract more clients, referrals and sales and do it with dignity. Learn more about the Language of Success and subscribe to Ike’s newsletter at http://www.BusinessSuccessBuilder.com

Comments Off

In today’s busy world exercise plays an important and integral part of our life but many people avoid exercising because they find it boring, monotonous and very hard.

Since most of the people find exercise very boring, they end their exercise regimen within two or three months. This is wrong; you need to exercise continuously to keep the body and soul in high spirits.

Given below are some interesting points on how to make exercise more enjoyable in day-to-day life:

Be stress relieved: Turn off your bad mood before starting your exercises. Exercise removes stress and helps generate a good feeling.

Exercise in groups: Exercise can be more fun if you combine it with another person. Exercising with a friend or a group of friends will add a lot of fun to the activity.
Try out different type of exercises in different places: Always try out different types of exercises. This is a really enjoyable activity. You can bicycle to your friends house or near by park or to your favorite shopping complex as a means of exercise. Other activities like horse riding, tennis etc., is for energetic people.

Indoor exercises are good only on selected days. If you want real fun then you can try out outdoor exercises. You can enjoy the natural beauty by taking a walk near the seashore, park etc. You can partner with a friend or a family member for your walking exercise.

Listen to good music: Music makes your exercise less boring. By having soft music in the background you will add energy to your exercise.

Relax yourself: After your workout session you could reward yourself with good bath or a body massage. By doing this you feel more relaxed.

Whatever you decide to do, have fun while exercising. Exercise does not have to be boring or feel like work. By having fun will not only help you feel better but you will actually look forward to it.

Keeping yourself in the best health possible is not only good for you, but for your family as well.

Paul has been providing answers to lots of queries through his website on a wide variety of subjects ranging from satellite phones to acne. To learn more visit http://www.askaquery.com/Answers/qn1670.html

You are welcome to republish the above article only if you add our hyperlinked URL.

Comments Off

Here are the meanings of ten common dreams that people have:

Being Chased or Attacked
To dream that you engage in a fight, denotes that you will have unpleasant encounters with your business opponents, and law suits threaten you.

To see fighting, denotes that you are squandering your time and money. For women, this dream is a warning against slander and gossip.

For a young woman to see her lover fighting, is a sign of his unworthiness. To dream that you are defeated in a fight, signifies that you will lose your right to property.

To whip your assailant, denotes that you will, by courage and perseverance, win honor and wealth in spite of opposition.

To dream that you see two men fighting with pistols, denotes many worries and perplexities, while no real loss is involved in the dream, yet but small profit is predicted and some unpleasantness is denoted.

Wind
To dream of the wind blowing softly and sadly upon you, signifies that great fortune will come to you through bereavement.

If you hear the wind soughing, denotes that you will wander in estrangement from one whose life is empty without you.

To walk briskly against a brisk wind, foretells that you will courageously resist temptation and pursue fortune with a determination not easily put aside. For the wind to blow you along against your wishes, portends failure in business undertakings and disappointments in love. If the wind blows you in the direction you wish to go you will find unexpected and helpful allies, or that you have natural advantages over a rival or competitor.

Ladder
To dream of a ladder being raised for you to ascend to some height, your energetic and nervy qualifications will raise you into prominence in business affairs.

To ascend a ladder, means prosperity and unstinted happiness.

To fall from one, denotes despondency and unsuccessful transactions to the tradesman, and blasted crops to the farmer.

To see a broken ladder, betokens failure in every instance.

To descend a ladder, is disappointment in business, and unrequited desires.

To escape from captivity, or confinement, by means of a ladder, you will be successful, though many perilous paths may intervene.

To grow dizzy as you ascend a ladder, denotes that you will not wear new honors serenely. You are likely to become haughty and domineering in your newly acquired position.

House / Property Damage
To dream of visiting your old home, you will have good news to rejoice over.

To see your old home in a dilapidated state, warns you of the sickness or death of a relative. For a young woman this is a dream of sorrow. She will lose a dear friend.

To go home and find everything cheery and comfortable, denotes harmony in the present home life and satisfactory results in business.

Fire
Fire is favorable to the dreamer if he does not get burned. It brings continued prosperity to seamen and voyagers, as well as to those on land.

To dream of seeing your home burning, denotes a loving companion, obedient children, and careful servants.

For a business man to dream that his store is burning, and he is looking on, foretells a great rush in business and profitable results.

To dream that he is fighting fire and does not get burned, denotes that he will be much worked and worried as to the conduct of his business. To see the ruins of his store after a fire, forebodes ill luck. He will be almost ready to give up the effort of amassing a handsome fortune and a brilliant business record as useless, but some unforeseen good fortune will bear him up again.

If you dream of kindling a fire, you may expect many pleasant surprises. You will have distant friends to visit.

To see a large conflagration, denotes to sailors a profitable and safe voyage. To men of literary affairs, advancement and honors; to business people, unlimited success.

Falling / Drowning
To dream that you sustain a fall, and are much frightened, denotes that you will undergo some great struggle, but will eventually rise to honor and wealth; but if you are injured in the fall, you will encounter hardships and loss of friends.

To dream of drowning, denotes loss of property and life; but if you are rescued, you will rise from your present position to one of wealth and honor.

To see others drowning, and you go to their relief, signifies that you will aid your friend to high places, and will bring deserved happiness to yourself.

For a young woman to see her sweetheart drowned, denotes her bereavement by death.

Nakedness
To dream that you are naked, foretells scandal and unwise engagements.

To see others naked, foretells that you will be tempted by designing persons to leave the path of duty. Sickness will be no small factor against your success.

To dream that you suddenly discover your nudity, and are trying to conceal it, denotes that you have sought illicit pleasure contrary to your noblest instincts and are desirous of abandoning those desires.

For a young woman to dream that she admires her nudity, foretells that she will win, but not hold honest men’s regard. She will win fortune by her charms. If she thinks herself ill-formed, her reputation will be sullied by scandal. If she dreams of swimming in clear water naked, she will enjoy illicit loves, but nature will revenge herself by sickness, or loss of charms. If she sees naked men swimming in clear water, she will have many admirers. If the water is muddy, a jealous admirer will cause ill-natured gossip about her.

Disasters
To dream of being in any disaster from public conveyance, you are in danger of losing property or of being maimed from some malarious disease.

For a young woman to dream of a disaster in which she is a participant, foretells that she will mourn the loss of her lover by death or desertion.

To dream of a disaster at sea, denotes unhappiness to sailors and loss of their gains. To others, it signifies loss by death; but if you dream that you are rescued, you will be placed in trying situations, but will come out unscathed.

To dream of a railway wreck in which you are not a participant, you will eventually be interested in some accident because of some relative or friend being hurt, or you will have trouble of a business character.

Trapped
To dream of setting a trap, denotes that you will use intrigue to carry out your designs

If you are caught in a trap, you will be outwitted by your opponents.

If you catch game in a trap, you will flourish in whatever vocation you may choose.

To see an empty trap, there will be misfortune in the immediate future.

An old or broken trap, denotes failure in business, and sickness in your family may follow.

Ghosts
To dream of the ghost of either one of your parents, denotes that you are exposed to danger, and you should be careful in forming partnerships with strangers.

To see the ghost of a dead friend, foretells that you will make a long journey with an unpleasant companion, and suffer disappointments.

For a ghost to speak to you, you will be decoyed into the hands of enemies. For a woman, this is a prognostication of widowhood and deception.

To see an angel or a ghost appear in the sky, denotes the loss of kindred and misfortunes.

To see a female ghost on your right in the sky and a male on your left, both of pleasing countenance, signifies a quick rise from obscurity to fame, but the honor and position will be filled only for a short space, as death will be a visitor and will bear you off.

To see a female ghost in long, clinging robes floating calmly through the sky, indicates that you will make progression in scientific studies and acquire wealth almost miraculously, but there will be an under note of sadness in your life.

To dream that you see the ghost of a living relative or friend, denotes that you are in danger of some friend’s malice, and you are warned to carefully keep your affairs under personal supervision. If the ghost appears to be haggard, it may be the intimation of the early death of that friend.

Todd runs the Dream Interpretations Guide
web site at: http://dreaminterpretationsguide.com, a
dream dictionary containing over 10,000 dreams interpreted.

Comments Off

Common fitness knowledge says that both walking and running will burn the same number of calories per mile. I am not quite sure where this piece of information first showed up or why it persists today, but I hope to clarify some of the confusion in this article.

Walking and running are perhaps the two most basic and leading forms of human movement. Every able bodied human can walk and run and learned to do so without any formalized training. Compare this to other activities, such as biking, swimming or swinging a golf club, which require more training in order to perform those movements correctly. This is one of the main reasons that walking and running are two of the best ways to get in shape and improve your overall health.

The logic for both walking and running a mile burning the same amount of calories makes sense. You cover the same distance so it should require the same amount of energy, right? Not necessarily. Calorie burning is usually closely related to the amount of oxygen you consume. When you are performing continuous exercise you burn about five calories for every liter of oxygen that you consume. Running generally requires significantly more oxygen than walking, even over the same distance.

In a paper titled “Energy Expenditure of Walking and Running”, which was published in Medicine & Science in Sports & Exercise, researchers measured the actual calorie burn of 12 men and 12 women while running and walking 1,600 meters on a treadmill. The results of the study showed the following:

• The men burned an average of 124 calories while running, and 88 while walking.

• The women burned 105 and 74.

The men ended up burning more calories due to the fact that they were larger and had more muscle mass.

After looking at these results (running burned about 50% more calories than walking) you have to ask why there is such a calorie burning disparity between the two activities. When you walk your center of gravity rides along fairly smoothly with very little vertical movement. If you were to put a pen on your shoulder and walk along a wall, the mark left by the pen would be pretty straight.

Running is actually the act of taking a whole bunch of little jumps in a row. You are actually jumping from one foot to the other. Each jump raises and then lowers your center of gravity. If we were to trace the path of your torso there would be a lot of vertical movement. This continual rise and fall of your weight requires a tremendous amount of additional effort above and beyond the demands of walking the same distance.

One important point from this discussion is the fact that there is a difference between the total number of calories burned and the net number of calories burned. Net calories burned are figured by subtracting the baseline number of calories you burn from the total number of calories burned. Baseline calories are how many calories your body burns just existing. So if you burn 200 calories in a treadmill workout and your baseline metabolism for the same amount of time is 50 calories, your net calorie burn is 150 calories. This is am important point to remember when calculating calories burned or else you can end up with a grossly inflated calorie figure.

The study mentioned above calculated the net calorie burn of running a mile in 9:30 versus walking a mile in 19:00. The men burned 105 calories running and 52 walking. The women burned 91 running and 43 walking. That is, running burns twice as many net calories per mile as walking. And since you can run two miles in the time it takes to walk one mile, running burns four times as many net calories per hour as walking.

This article is not intended to bad mouth walking. Walking can be an excellent form of exercise that can have many benefits. This article intended to dispel the myth that walking and running are the same in terms of caloric burning ability. As this article illustrates, running is much more effective form of exercise for burning calories. Walkers just might have to walk a little more in order to hit their weight goal.

As a Certified Strength and Conditioning Specialist (CSCS) by the NSCA, Jason Krantz’s focus is on significantly improving the power levels and injury resistance of all golfers. He specializes in power enhancement and all related components of improved golf performance. For more information on how Jason can help your game visit http://www.sonicboomgolf.com

You can also try out the Virtual Launch Monitor at http://www.sonicboomgolf.com/virtual_launch_monitor2.php This tool will show you how altering different variables involved in producing distance will affect how far your ball will travel and will show you how you can maximize your distance off the tee.

Comments Off

If you’re looking for the strength, stability, sturdiness, and longevity of a metal gazebo, you have plenty of options to fit your needs. They come as 4-sided structures, all the way to 12-sided structures, as well as irregular structures like rectangles, ovals, and multi-sectioned shapes. They often boast many flourishes, such as swirling, plant-like shapes. Despite their not being made of wood, they have a very graceful feel to them capable of complimenting any outdoor setting.

Most metal gazebos come in aluminum, or steel and wrought iron. Aluminum is the less expensive and more lightweight material. It will do just fine under most circumstances. But if you’re looking for a much more permanent structure, steel or wrought iron is your best bet. These metals are much heavier than aluminum and therefore stand up better to hard winds.

Another consideration for some consumers is that steel and iron are not likely to be damaged by vandalism. So while steel and iron are more expensive than aluminum, you might save money in the long run, because they will last.

Most metal gazebos don’t have a contiguous roof to keep off rain or snow. You can either leave your metal gazebo that way and appreciate it for its aesthetic value, or you can add a fitted canopy. These are often made out of a heavy canvass or polymers. This open design means metal gazebos are great for displaying plants that hang in pots from the roof or climb like vines up the sides. Adding plants to a metal gazebo will bring more shade and beauty to the area.

The best part about any metal gazebo is its ability to withstand everything that a wood gazebo is prone to. Rot, termites, fading, warping, twisting, chipping, checking, discoloring - these elements are nothing to a metal gazebo.

Gazebos Info provides detailed information about spa, garden, patio, canopy, screened, metal, and vinyl gazebos, as well as gazebo plans and kits. Gazebos Info is the sister site of Awnings Web.

Comments Off

With the Labor Movement growth in the 1800’s, the eight hour work day was created. These union strikes, such as the Haymarket and Pullman , ended in much bloodshed as workers united against business and the government. Some might ask what need do we have for Life Coaches? Starting in 1996, many corporations discovered the high threshold for workers to double their productivity at the cost of hiring fewer employees. With the initial cost savings in Medicare, social security, and Unemployment insurance; employers seen the benefits of reversing the popular stopgap on overtime. Unlimited overtime and unemployment was on the rise. For those still employed love the conditions when others found new trades. Along with this fact and withdrawal of society into work since 911, Life Coaches are needed more than ever.

But if Life Coaching is to grow and sustain as a bonafied profession, some standards need to be created. Albeit, not governmental, but along some manner of guild system. Granted we have some schools that accredit coaches, but the real problem lay in the fact that no real state or federal body accredits these organizations. The other fact that remains with these schools is that no one knows if they stick or follow to any form of standards in pricing, codes, or activities. Some my say that there is more Life Coaching schools than Life Coaches.

But for Life Coaching to remain viable in the left brained financial word, we as coaches must form some standard ourselves along with education materials and group marketing of what our profession is. For when most people hear of Life Coaching, they shrug their shoulders. Or for the others they get the impression of Tony Robbins or the Nip and Tuck Character, Ava. Some may say that any press is good press, but is it really? So in coordination, either privately or group orientated, we must push forward the marketing and education of the public to this field. But we need some standards first.

Take pricing. I tried initiating a sliding scale based on income level checked against pay stubs or W-2’s. But I felt like I lost clients due to presumed value. If everyone else in the field was charging a higher premium than I, without garnering trust, my services was held as unscrupulous . For the average of pricing per month, not hour which I was going by, was between $250 to $500 a month for 4 45 minute calls. The price per hour was between $25 and $500 dollars at the most. Now I was coaching clients up to 3 times a week at hourly rates, but I find out this was not the norm. A guild would set up guidelines for such issues.

Then what is the standard, Phone, email, or in person. What do we as coaches do we want the public to think about first thing. For many when you think of auction, they think online. When others think education they think brick and mortar ivy league. What do we want our customers to think of us first. In person gives us the luxury to meat, joke, and share with a real living person. But online gives us far more potential to reach people around the world through email or on phone. Especially with the advent of broadband VOIP services giving worldwide coverage for minimum costs, we can bring our occupation to most barren location of Alaska and still be viable entity on a fiscal map. But we need to market and inform the public on validity of what ever we choose.

Frequency, I did touch on this a little above, but let me give this topic its full measure. How many times a month and for what duration should be suggested? Should impromptu home calls throughout the week be allowed, or just strict scheduling? How far in advance should schedules be kept or fulfilled? With a new field emerging and an uninformed public, we need to answer questions like this collectively.

Marketing practices! Well so far we are all SEO experts fighting a war with each other. With over 36,000,000 listings showing up in SERPs for the keyword Life Coach, we are strangling each other for a word few even ever heard of. My friends laughed at me when I started, even though I had been advising them for twelve years before I went professional. With only 1,000 searches on average a month, we are failing here! We need real live marketing strategies with real people. But who? Trader Joes and other whole food stores, tends to have mini seminars promoting alternative health professions. Panera Bread cafes have back rooms that have been used for Buddhist meetings and other new age events for free or limited cost. Organized health fairs. Possible meetings with the DA’s office and the probation department along with prevention centers. How about human resources of major local companies. On the Brain Brew there was one coach who specialized in getting the lawyer who does not play well with others to straighten up instead of firing him. But How do we keep our internet presence strong and grow real living connections at the same time?

One last note on the internet. Maybe we need a guild directory that lists our profession by location and specialiality. A natural linking directory for Goggle points, but also something entertaining aesthetically and functional for the public. Niches are always stronger than obtuse markets. This directory must be promoted as the standard, for now we have too many that no one can get through more than five listing before they give up. Very few click throughs ever show up in my site reports.

Education, education, education, and education. For us is more important than location. I suggest writing free content for syndication through sites like Go-Article, Ezine, Article Hut, Article Marketers, Article City, and Self growth. Also writing free content to your local news papers and creating flyers to be hung at food stores and town bulletin boards. Even Local or State government offices. They are always trying to get brownie points for informing the public on services. Get a State or county Rep to back you in a community project, or at least inform them of your existence. Maybe befriend your local high school guidance counselors. For clients or career options for the youth. But education, education, education, education is a must at this time!

So I presented many challenges to our growing profession that need to be looked at and addressed collectively in some fashion. I hope we do so. For Colonel Sanders had a more daunting task traveling with a pressure cooker in his truck around the nation, or Edison powering a Manhattan neighborhood with the first light bulbs, or the Wright brothers receiving any money to build flying machines when they only built bicycles for children. We can get through these birthing pangs, but we need some collective effort to do so.

If Any be of interest, I can be reached at docspond@yahoo.com if anyone would be of like mind. Cheers, Chris

Comments Off

Credit cards have ballooned in popularity in the UK. A recent study has shown that very soon, over a third of all adults in the UK will have credit cards, and the numbers are still increasing rapidly. It is important to remember however, that credit cards can have important consequences on your credit report however, so some caution is advisable when using them.

Your credit report is extremely important for a wide range of purposes. These days they are not only used by lenders when deciding whether or not to lend to you, but also if you apply to rent a flat, apply for insurance or in some cases, even when you apply for a job. So you should take care not to damage your credit report through credit card use.

For most people, using credit cards wisely and responsibly will not damage their credit report and in some cases, can show lenders that you are accustomed to credit and can meet your obligations and so help you to build up a positive credit history. However, one of the important items on your credit report will be the amount of credit to which you have access to. If you have thousands of pounds of unused credit open to you, it may cause some lenders to be cautious, even though you haven’t used the credit. This can be damaging if you are applying for something important like a mortgage and the lender raises concerns on this ground.

From the lender’s point of view, if you have a lot of credit cards in your wallet, even if you haven’t used them, they will see that you have the option at any time to spend all that money and may be afraid that you will do so. Therefore, if you do have a lot of credit cards in your wallet, that you decide you do not need, or if you have been switching balances from one credit card to the next without closing each account as you go, you may want to consider closing some of these accounts so that lenders can rest a little easier knowing that you can’t go out on a massive shopping spree tomorrow and bankrupt yourself.

Another danger of credit cards is that it can be easy to miss payments. Because they are not fixed monthly payments every month, but constantly vary, it can happen that you miss or are late on the odd payment. This will look very bad on a credit report as lenders will lose confidence in your ability or willingness to keep up to date with repayments. Therefore, you should be careful also about this aspect of credit cards if you wish to avoid unwanted damage to your credit report.

Comments Off