Cyber Poems

If you are reading this, you are most likely looking for a way to gain control of your finances. The best way to do this is to produce a monthly budget and sticking to it. Having a sound budget is fundamental for managing money, one that has allowed me to get on with my day to day life even on limited funds. Managing my monthly budget is one of the most important things I do every month, this has allowed me to systematically meet all expenses, grow my savings, and eliminate debt.

I normally organise my budget for the coming month close to the end of the month. This will prepare me with my expenditures in the coming month. It’s not a good idea to produce a budget after getting paid because, too often, that flush feeling of receiving a paycheck leads to uneccessary and spontaneous spending before the paycheck ever reaches the bank.

I start my personal budget by listing all the disbursements that must be paid on time like, loan repayments, utilities, insurance payments and car loans. These are the essential things that I must pay to keep a comfortable roof over my head. I like to pad these essentials to create “money back” after paying the bills and, if costs increase circumstantially, I’m always covered.

Next, my budget is subjected to a list of discretionary things I need to cover but could live without if absolutely unavoidable. These items include monthly savings deposits, credit card repayments, and donations to charity. Don’t get me wrong, some of these things are also essential, but in case of emergency they can be excluded. By giving credit card companies the maximum instead of the minimum, I keep my credit score high and my debt low.

My budget will not include the cost of food, clothing, or entertainment. These expenses get covered by what’s left over and that’s that. Some months involve lots of beans and rice, slow-cooker meals, free or cheap entertainment, and only one inexpensive piece of clothing . This strategy of handling my monthly budget has worked out very well over the long term as long as I honor it religiously.

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Numerous misunderstandings surround Freemasonry - oftentimes pejorative connotations of a network of professional people trading classified business transactions, or even greater heinous suggestions. However, nothing could be further from the truth. Freemasonry provides a chance for men to gather and enjoy amiable companionship. Improving oneself is a crucial aspect of being a freemason. Freemasonry furthers aiding other individuals also, and giving to others is a tangible means in which Masons serve those.

An essential facet of the Free Mason society’s regulations is not to actively seek out new members. Still, any individual ought to feel free to chat with any current member to get more information regarding Freemasonry.

To become a member, you must be male, 18 years of age or older, and you should meet the standards of character, should be thought of as having strong moral character.

Anyone who wishes to join a lodge must be advocated by three Masons of the lodge he wants to join. He must realise that his character and reputation will be investigated. Following approval by the fellow members, he will then be included as a candidate for membership in the Free Mason society.

Masons oftentimes adorn items such as masonic cufflinks that subtly advertise themselves to fellow Masons and also communicate the lodge they are a member of.

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How do you express yourself personally and professionally? Are you quiet, subtle, and gentle? Are you outgoing, excited, and energetic? Do you share many other people’s interests and activities or do you follow your own path? There are a million things we can do with our lives and every day people try new experiences.

For example, Dennis Tamburo is an avid golfer but there was a time in his youth before he swung his first club. People like Dennis Tamburo take on the challenge of learning a new skill, a fun sport, and immerse themselves in the joyous experience. He may not be Martin Laird or Chad Campbell, but Dennis Tamburo has certainly learned to love golf like so many other avid sports fans.

You do reveal your interests in other ways as well. For example, the schools you choose, the education you pursue, and the career path you follow all reveal something about the person you are and where you are going in life. Bill Gates dropped out of college to start a successful business and today he is dedicated to helping other people through education. George Soros started the Open Society Institute to support his philanthropic initiatives. But even moderately successful business people like Dennis Tamburo can help others through philanthropy.

Someone like Dennis Tamburo, who has worked professionally in mortgage finance, real estate, and construction materials sales may follow a career path that leads him to meet other people with special needs. Or one may just choose to help some charities as a personal preference. People like Dennis Tamburo nonetheless prove they care about others through their donations and volunteer efforts.

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My hair loss treatment journey started the day I started to find myself balding. I would always find ways to comb my hair in a certain way to hide my hair loss. I noticed myself wearing more caps on the weekends as I went out with my wife, acquaintances or family. Of course at work I could not wear hats so it was an unpleasant experience each morning for me just to walk in the office. Your thoughts changes when you are going through hair loss. It is so true that you never know what you have until you lose it. That can be accurate about your hair loss.

Having suffered from hair loss, I began to treasure every strand of hair that I had left. It was as if with each individual hair I lost, so was a small percentage of my confidence gone as well. A mate of mine had been experiencing the same problem as me. Yet recently he seemed so much more relaxed and I observed that it was as if his hair was growing back. I never wanted to bring it up but after a while I decided to ask. It was then that he recommended to me Advanced Hair Studio. My friend Josh told me that he had only had a few treatments and has already started to see some positive results, he not only regrown his hair, but his self-assurance as well. After seeing what Josh has accomplished from Advanced Hair, I made up my mind to pay them a visit.

I have to admit that I was a little sceptical at first. But effects were apparent within a few weeks. Not only on my head, but in my behaviour. I started to lose the caps on the weekends and I quickly started to feel better about myself. My wife has also observed a change in my day to day behavior as well. It is amazing how just a few treatments to the Advanced Hair Studio had begun to change my life as a whole. I have constantly been wary about people noticing my bald spot. Now, I am not concerned to look people in the eyes again as I have my full set of hair back.

Advance Hair Studio has not only given me back my hair little by little, but a big chunk of my life as well. So, if anyone is going through hair loss I highly recommend them. Don’t let your self-assurance continue to be lost with your hair.

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I don’t like to admit it, because dating games don’t “get” me. I finally bottomed out, merely hours ago I broke my resolution and smoked two packs of cigarettes. As a coping mechanism that comes from being alone, duh! That actually happened. What does this mean? Honestly, that’s when I seriously looked into getting out to date with Great Expectations.

Nothing that can’t be fixed. I’ll ease back into dating with Great Expectations Denver Dating Service. Definitely could do me good. Here’s a story. After practically choking down some of grandma’s potato salad at George’s graduation near North Dallas last week, Jim started bothering me if I have settled down with the woman I’m going to marry. They always bring this up, every year. My response was, “what’s your deal, yo?”

No surprise that The Old Tooter (aka: grandpa) chimed in along the lines of true relationships. I said to each of them: “I’ll be fine, what do you know about dating?”

You know what? Everyone looked away and giggled. Irritated, I fell asleep that night just to get some perspective. What a waste of time! I would have learned more by asking my son. Doug, who recently moved to Italy suggested that I sign up for Great Expectations. I said, “Sure, whatever.” What a relief. I can speak highly of this Dallas dating service.

At the time, singles events and mixers were kinda foreign to me. I showed up already a little anxious, and I was speechless at first. My mess could not stop a great time. The evening was full of crazy-fun mingling. The greatest most memorable part of it all was the attractive, single women.

There’s something great about going to these splendid singles events in Dallas, I met quite a few winners that must have similar ideas when talking about real-world dating. Now I can stop letting my family get me down about me being single at my age. Awesomely enough, matchmaking with Great Expectations is my pleasure and like a dream come true.

Steve

Loneliness is Temporary

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Comparing wigs online could fall short of anything to dread. Take it from me, this well-to-do professional blessed with god-given medical hair loss. I maintain my look because only my dear friends know I casually don a couple favorite lace front wigs that I value dearly. I’ve got a hunch it won’t take long to discover your hidden spirit with the comfort and style well-made human hair wigs. Believe me, quality wigs do wonders for thousands of successful people in need.

Perhaps you have had the same concerns looking in the mirror. “Will it slide around?” and “Will I be ashamed of it?” were my biggest questions, without a doubt. These fears can be troublesome if you take the time to relax to realize how many professional looking selections are available. Womens wigs with natural hair, give their wearers around the world with confidence. There’s nothing to worry endlessly in! Never seen a well done wig? Simply ’cause most don’t notice from a full head of hair.

I’ll offer the essential wig selection critereon you should benefit from. It’s no contest the best wigs are made from human hair. Wigs styled from human hair are typically 300% pricier compared to the others with good reason. They can be tremendously better on all counts! I highly sing their praises. However, given cash restraints, imitation hair are not a bad option at all and deserving your confidence.

I prefer the natural human hair wigs because the following characteristics. They last longer and I match my natural color with dye. Oh yeah, and my scalp can breathe.

Whichever you choose, take your time to choose a wig that does your image justice, so you’ll own the look you’ve earned in confidence. Regain your confidence, and what’s more, feel natural wearing it. Just like for any fashion decision, your choice of wig contributes to your style.

Sincerely,

Rebecca Kaufman

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Nobody can say I’m terribly satisfied living alone and not be lying. But, I’m not unhappy in that way, either. I just suggest it on the blogosphere as an appetizing piece of info setting up the story I will shortly unravel!

This time last week I was talking to Stacey, thinking of joining Great Expectations Dallas. Now, I stand to my readers as a fully satisfied member of the dating service. Seriously, it’s true. Its very comfortable and full of nice people! If you know me at all, you may be wondering, “You got some ’splainin to do, Lucy!”

Here’s how it went down, I noticed this Great Expectations Dating site and can really get behind their approach. They’re for the honest singles who know dating doesn’t have to be so frivolous and stupid.

Because I’d never been too big on the ridiculous nightlife ritual a lot of singles have named “The Dating Experience.” I faced it more than you know. Every night people ask, “Are you seeing somebody?” and “Oh I know just the guy for you!”

“Nonsense,” I reply, without missing a beat. “There’s nothing to date!”

“Not true,” they say. “You have no way to know that!”

That’s just my partner in crime (she’s the best) Trisha Feldman. She sets reality to my brain to put me back on course. Caring souls are always there . Can’t argue with that, and I joined.

Coming home to the theme of this blog entry. As I browsed from hundreds of combinations of outfits for my first singles event with Great Expectations, something occurred to me that was quite real. Over the last year, I hadn’t allowed myself the greatest of figurative great expectations for dating in the serendipitous winding course of being human. It’s good to be single, only if you take the opportunity to meet new people. Having great expectations works terrifically for a caring soul.

–Monica Rodriguez

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It’s the curse of our modern, multi-tasking ridden lifestyles: the more you rush to get things done, the less you notice about the nuances of your days and the world around you. Spontaneity and surprise make rare appearances. Disconnection and dissatisfaction take hold. That’s when you need a connection infusion. There are many ways to refresh your outlook and enhance your everyday experience of life: a brief pause for focused observation, a slight attitude adjustment. Try a few of these ideas and see what happens.

Be visually aware. Take note of something new each day as you go to work, walk the baby or run errands. What’s new in the landscape? What do you find interesting in the people you notice? Seasons change, houses go up for sell, new businesses come into town, birds migrate, and there are new roads to be traversed. No matter where you live, your surroundings are packed full of little surprises and gifts. Make a point of noticing what yours has to offer.

Start a breakfast or lunch club. Select a morning each month to meet a friend for breakfast or go to lunch with someone outside of work. You’ll be surprised how easily this changes up your entire day. It’s an opportunity to be infused with new energy and to reconnect with people you don’t get to see very often. And if you have become used to being “Mrs. Mom” or “Ms. Manager” this gives you a regular experience outside that role.

Dust off your “would like to try” list. Attempt something that piques your interest: sailing, tango dancing, bird watching, flower arranging, or acting. Most community colleges have classes that can be worked into your schedule. Or let your spouse or children suggest a new activity (within reasonable limits). This should inject some “don’t-take-it-all-so-seriously” levity into your life and your family will gain an appreciation for your willingness to try spirit.

Take a picture. Once a week or monthly take a photograph of something you’d like to ponder in more detail. It could be a picture of something you haven’t noticed before, a person or pet, or an element of the natural landscape you find interesting. Post it anywhere you can see it during the day. Alternate close-ups and wide-angle views to help keep your outlook flexible. This rotating visual should provide surprising insights about what’s important to you at any given moment.

Tune in. Zoning out when you drive? Try a new radio station. We often tune out the vast richness that is available to us through sound. You may be surprised to hear what’s considered “oldies” today.

Act on your affectionate inclinations. When you think of a special friend, your mate or child, do something thoughtful like e-mailing them or leaving a sweet note where they’ll find it. If you run across a magazine article that might be helpful to a coworker tear it out for them. They’ll greatly appreciate the thoughtful gesture. Action based on positive emotion reverberates outward and more richly connects you to others.

Find a focus. Pay attention to the stimuli and messages all around you at least once a day. A bus banner might catch your eye, or you could hone in on a sentence in a book or magazine you’re scanning. A song lyric or overheard conversation might resonate with you. Information may present itself in a comment from a stranger or friend. What you notice and absorb does matter. Once you feel the truth of this in your life, you can’t help but feel more alive and connected to the world.

Pay compliments. Acknowledge the cleaner who always does a great job getting the mystery stains out of your clothes. Tell the friendly postal clerk how much you appreciate his or her sunny demeanor. Compliment the store checker on her earrings. Too often we think nice things and simply don’t verbalize them. Notice the good things in life and speak up.

Copyright 2006 Melissa Wadsworth

Melissa Wadsworth is a self-help author specializing in creative self-awareness and personal growth topics. Read more about her latest book Small Talk Savvy at: http://www.melissawadsworth.com/ A public relations expert, she is the founder of Wadsworth Communications. Join her mailing list at: http://www.melissawadsworth.com/ and receive a FREE copy of “The Top Ten PR 101 Tips.”

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Don’t Let Life Happen To You

It is not death that a man should fear, but he should fear never beginning to live. - Marcus Aurelius (121-80 AD, Roman Emperor, Philosopher)

It’s hard to believe that we are nearing the end of another year. As I write this, snow is falling in Colorado, the makings of a fantastic Thanksgiving dinner are in the kitchen, and our newspapers are filled with holiday ads. The end of the year always tends to be a time of reflection as we look back on the accomplishments of the past year and look forward to a new year. It’s also a time to reflect on our lives and ensure that we are living the life we want.

It’s easy to look at ones life and be content with where you are. You have a good job, a spouse or significant other, children, a nice car, and all of the trappings of success. Clearly you are well on your way to success. But the real question is, are you happy with what you are doing?

No, this is not an article about the spiritual side of your life. Normally these articles focus all of the attention on management and leadership concepts that you can use to shape your career, improve your performance, and move up the ladder of success. But as we enter a new year it is important to take a step back and make sure that the path you are on is the right path for you.

You see life has a way of just happening to people. Your first job tends to be the job that you were first offered, in an industry that may or may not really interest you, doing what you may or may not have a real talent in. Your career then tends to grow from there. You get promoted or change companies, but tend to stay with what you are familiar with and what you have done in the past. Months turn into years and at some point in time you find that you are on a career path that you never really intended to be on at all. It may be a great, wonderful career path doing all of the things that are important to you, or it may be a path where you have had some successes, but don’t find inspiring.

In short, your life has been on autopilot. That is when you know that life has happened to you.

You didn’t plan to be where you are. And while you are not unhappy with where you are, you are not happy with it either. It does not speak to your inner being.

The purpose of life is to live a life of purpose. - Richard Leider

As you sit down in the coming weeks to plan your new years resolutions, take a few extra minutes to think about where you are in your life and where you are in your career. If you have not made a life plan in the past, start one now. Identify your core values. Identify what is important to you in life and in your career. Figure out were you want to be in 10 years and make sure your current path will take you there.

David Meyer, owner of Coaching for Tomorrow, has more than 25 years of management and leadership experience, having worked for companies such as Nobil Shoes, McDonough, Allied Stores, MCI and Nextel Communications. His mantra, “You Win With People” is based on the deep-seated belief that hiring, developing, and promoting the right people can lead to organizational and financial success. As a management and leadership coach, David works to instill that same passion in his clients by helping them understand the importance of strong leadership, strong teamwork, and strong players.

David has a Bachelor’s in Business Administration from Elmhurst College and has been certified by both ACTION International as a Business Coach and the Coach Training Alliance. He also has received his CTM from Toastmasters. He is an Officer in the Denver Coach Federation and a facilitator/trainer for the Coach Training Alliance and ACTION International of Colorado.

Married with two adult daughters, David is active in his local Kiwanis club and Crossroads Community Church. He enjoys reading, golf, scuba diving, and Civil War reenacting.

www.coachingfortomorrow.com

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